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Self Employed for More than 2 Years

With the help of Genworth's Alt. A program, we offer lending solutions for self-employed borrowers with as little as 10% down payment. 


Features of the Alt. A Program

  • Available for purchases and refinances
  • Can finance up to 90% on purchases
  • Best mortgage rates
  • Insurance premiums are slightly higher than standard premiums


Some of the basic requirements for this product are:

  • Great credit
  • Minimum of two years business-for-self tenure
  • Income stated must be reasonable
  • Minimum of 5% of the down payment must come from own resources
  • Proof no income taxes are owing
  • Additional requirements can be discussed with one of our agents

Self Employed for Less then 2 Years

We also have mortgage's available for new self employed professionals i.e., where the business is less than two years old.


Some of the basic requirements for this product are:

  • Great credit
  • Less of two years business-for-self tenure
  • 6 Months Business Bank Statements
  • Minimum of 20% Down Payment
  • Proof no income taxes are owing
  • Approx. 1% Lender Fee is Payable
  • Interest Rates are slightly higher
  • 1 Year, 2 Year and 3 Years terms available only